Loan Scheme
| Business Loan | ● Hypothecation. |
|---|---|
| Industrial Loan | ● Hypothecation. ● Pledge of goods. ● Secured Cash Credit |
| Consumer Loan | ● Hire Purchase. ● Guaranteed Repayment Loan. ● Loan against Gold & Silver. ● Loan against Government Securities. ● Loan against Immovable properties. ● Secured Cash Credit. ● Housing Loan |
| Education Loan | 9.50% |
Team Loan :
| 1 | Loan to SSI Unit | 8.00% |
|---|---|---|
| 2 | Loan to Other than SSI Unit (excluding Sr. No. 6) | Below Rs 5 Cr 8.50% |
| 3 | Professional (other than Doctors) | 8.50% |
Loan to Builders and Developers :
| 1 | Limit Type | 15.75% |
|---|---|---|
| 2 | Project Loan (For commercial construction or purchase of shops) | 14.00% |
| 3 | Loan against Immovable Property | 14.00% |
Loan Against Gold & Silver :
| 1 | Limit Type | 13.50% |
|---|---|---|
| 2 | Fixed / EMI / CC type Loan (without Chq. Book) | 8.50% |
Housing Loan (For personal purpose only) :
| 1 | For Construction or Purchase of Residential House (Fixed Rate of Interest) | 8.50% |
|---|---|---|
| 2 | For Construction Purchase of Shop ( Single/own use) | 10.00% |
Loan against FDR :
| 1 | Loan against FDR (LAFDR) | 1.00% above FDR Rate |
|---|---|---|
| 2 | Overdraft in Current Account | 17.00% |
| 3 | Loan against Small Savings Scheme | 12.00% |
| 4 | Bank Guarantee (if Revokes) | 16.00% |
